Often times we ask ourselves “where did all the money go? I just got paid and it’s barely end of the week, but all the money is gone.” If you really want to know where all the money went, you need to create a budget. What is a budget? Continue reading
A large unexpected expense or a sudden drop in your income can leave you searching for quick access to cash. After watching a commercial full of friendly smiling faces, you may consider picking up your car keys and running down to your local payday or title loan company to get the cash you need. STOP!
You do not have to be a “pro” or an extreme couponer to save money on your purchases. Using a coupon is as simple as handing it to the cashier at the time you check out. With many people feeling financially strapped due to the rising cost of food, gas, and, well, everything these days, coupons can help you keep a few extra bucks in your wallet. Here are some coupon basics to help you save some green. Continue reading
The Effects of Competition on Price
Imagine it’s the summer, and you’re sitting cozily in your lawn chair on the side of Main Street in your hometown, watching the Fourth of July parade. You are with your family, the sky is blue and the sun is hot, assembling all the necessary ingredients for a perfect holiday. Although thoroughly amused at the colorful floats passing by and marching bands playing patriotic tunes, you begin to get thirsty. For whatever reason, there are no stores nearby and you have forgotten to bring any water.
What is an emergency to you?
Fifty-percent off on those shoes we have had our eyes on for a couple weeks (never mind that your spouse recently counted 75 pairs of shoes in your shared closet)?
A whining, begging, tantrum-throwing child who suddenly develops a passion for square-dance lessons (oh, by the way, her best friend is being forced by her parents to take said lessons)?
An island vacation because you are sick to death of your job and the weather in your area (and by the way we have enough room on the credit card to cover the cost)?
Some things may seem urgent or uncomfortable in the moment, but what is really an emergency? Continue reading
Throughout your life, you will set long term goals for yourself and your family. Having long term goals is important. It defines your path to success and helps give meaning to your life.
Long Term Goals Are The Keys To Success
“What do I want to be when you grow up?” As a child, from time-to-time, all of us pondered that question. You may have dreamed up an answer to that question by picturing yourself in an important line of work; as a scientist conducting laboratory research, as a police officer protecting the lives of citizens, or as a professional athlete scoring the game winning point for your team. Continue reading