There’s more to it than just making the monthly payments.
Are you someone who’s scared to look at your checkbook balance and open your credit card statements? If there’s a long trail of unread mails in your inbox from the credit card companies and you know that you’ve accrued hefty interest charges and fees, you might be the best candidate for combining your debts into a single monthly payment through a loan. Continue reading →
A large unexpected expense or a sudden drop in your income can leave you searching for quick access to cash. After watching a commercial full of friendly smiling faces, you may consider picking up your car keys and running down to your local payday or title loan company to get the cash you need. STOP! Continue reading →
You do not have to be a “pro” or an extreme couponer to save money on your purchases. Using a coupon is as simple as handing it to the cashier at the time you check out. With many people feeling financially strapped due to the rising cost of food, gas, and, well, everything these days, coupons can help you keep a few extra bucks in your wallet. Here are some coupon basics to help you save some green. Continue reading →
If you were considering loaning money to a friend, you would probably make a quick evaluation of how likely he is to pay you back. Potential lenders want to do the same, but since they don’t know you personally, they need a more standardized way to evaluate your repayment risk. That is where your credit score comes into play. Continue reading →
There it is again. That ugly four letter “d” word that seems to loom over you every day. According to a CBS Money Report in August 2012, the average consumer credit card debt is hovering just below $5000. With a minimum payment of $100, or 2% of the card balance, and an interest rate of 9%, that would take 16 years to pay off! Add that on top of any other debts that you may have, and whoa! Things seem to be out of your control. With a little planning and a lot of effort, you can take back control and give debt the boot. Continue reading →