Tag Archives: Emergency Savings

Payday Loans Neon Sign

Dealing With A Financial Crisis

A large unexpected expense or a sudden drop in your income can leave you searching for quick access to cash.  After watching a commercial full of friendly smiling faces, you may consider picking up your car keys and running down to your local payday or title loan company to get the cash you need.  STOP!
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photo by: rinkjustice

What is an Emergency Savings Fund?

What is an emergency to you?

Fifty-percent off on those shoes we have had our eyes on for a couple weeks (never mind that your spouse recently counted 75 pairs of shoes in your shared closet)?

A whining, begging, tantrum-throwing child who suddenly develops a passion for square-dance lessons (oh, by the way, her best friend is being forced by her parents to take said lessons)?

An island vacation because you are sick to death of your job and the weather in your area (and by the way we have enough room on the credit card to cover the cost)?

Some things may seem urgent or uncomfortable in the moment, but what is really an emergency? Continue reading