Tag Archives: budgeting

Man of concern

Debt Consolidation Facts

There’s more to it than just making the monthly payments.

Are you someone who’s scared to look at your checkbook balance and open your credit card statements? If there’s a long trail of unread mails in your inbox from the credit card companies and you know that you’ve accrued hefty interest charges and fees, you might be the best candidate for combining your debts into a single monthly payment through a loan. Continue reading

photo by: Lisa Brewster
Payday Loans Neon Sign

Dealing With A Financial Crisis

A large unexpected expense or a sudden drop in your income can leave you searching for quick access to cash.  After watching a commercial full of friendly smiling faces, you may consider picking up your car keys and running down to your local payday or title loan company to get the cash you need.  STOP!
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photo by: rinkjustice
Clipped Coupons With Scissors 3

Don’t Throw Away FREE Money!

You do not have to be a “pro” or an extreme couponer to save money on your purchases.  Using a coupon is as simple as handing it to the cashier at the time you check out.  With many people feeling financially strapped due to the rising cost of food, gas, and, well, everything these days, coupons can help you keep a few extra bucks in your wallet.  Here are some coupon basics to help you save some green. Continue reading

4 Easy Steps To Track Your Monthly Spending

 “Where did all my money go?” “How did I go through my paycheck already?” Often times, we find ourselves staring at our bank account balance wide-eyed wondering what we spent our money on. Wondering where our money went is often a warning sign letting us know that we need to regain control of our financial situation. So how do we figure out where our money is going? Continue reading

How To Build & Evaluate Your Spending Plan

A budget is a tool.  Pick one!  You may not particularly get excited about screwdrivers, but you need one to tighten the cabinet hinge and keep the cabinet door from falling off and causing damage, not to mention eliminating the constant annoyance of a door that isn’t working properly.  Budgets are pretty much just like that! Continue reading